Tuesday, November 24, 2009

Car Insurance for Young Male Drivers

It is pretty much a known fact that males have higher car insurance premiums than female drivers. However, you can keep your premiums lower by doing a few simple things.

First of all, never get a young male driver a high performance vehicle. This alone can run $700 a year just for liability coverage. Also, you should have the young male driver take a Driver’s Education or another driver’s safety course so that the insurance company can apply a discount to the policy. Furthermore, opt for an older model vehicle, pickup trucks are best, which is paid for and only needs liability coverage. If full coverage is required, choose the highest deductible on the collision policy, unless a lien holder requires a specific amount.

Therefore, even though male drivers are more expensive to insure, there are ways to ensure they don’t break the bank with their insurance premiums.