Car insurance for young drivers does not have to put you in a financial bind. Simply follow a few simple rules to keep the premiums lower.
First, never get a vehicle that is often found on the “Most Stolen Vehicles List” year after year for a young driver. Second, opt for an older model vehicle that is paid for so that only liability coverage is required. Third, have your young driver take a Driver’s Education or another driver’s safety course so the insurance company can lower the monthly insurance premiums. If you must carry full coverage, then choose a higher deductible for collision insurance coverage. Lastly, going with lower liability limits is also another good way to save on car insurance for young drivers. Do your homework and research all your options before signing a car insurance policy.
Saturday, October 31, 2009
Tuesday, October 27, 2009
Car Insurance for Teens
Car insurance for teens will not cost you a fortune if you are willing to just ask for all the discounts available. Let’ discuss a few:
First, make sure that the teen takes a summer Driver’s Education course in high school or some other form of defensive driver’s course. This in itself can save you up to 20% on car insurance for a teen. Also, make sure that you ask for all the other discounts that can be applied to the policy. An example you may not be aware of is that some insurance companies will give discounts for the teen promising to not let other teens ride with them until they have had their driving license for at least one year. Some companies also will give a discount for the teen pledging to always wear their seatbelts and make their passengers wear theirs as well.
Thus, these discounts can save you up to 30% or even more on car insurance for teens.
First, make sure that the teen takes a summer Driver’s Education course in high school or some other form of defensive driver’s course. This in itself can save you up to 20% on car insurance for a teen. Also, make sure that you ask for all the other discounts that can be applied to the policy. An example you may not be aware of is that some insurance companies will give discounts for the teen promising to not let other teens ride with them until they have had their driving license for at least one year. Some companies also will give a discount for the teen pledging to always wear their seatbelts and make their passengers wear theirs as well.
Thus, these discounts can save you up to 30% or even more on car insurance for teens.
Monday, October 19, 2009
How to Find Affordable Car Insurance
Finding affordable car insurance can be done by just doing one simple thing.
Always do your homework before purchasing a car insurance policy. Compare not only the rates of different companies, but also compare the companies themselves. If one company has affordable rates and offers first accident forgiveness while another insurance company has affordable rates but does not offer first accident forgiveness, opt for the company which offers the first accident forgiveness. We recommend this even if the premiums are a few dollars higher. Additionally, make sure to research the insurance company to make certain that there are not numerous complaints against them. You should check their rating with the Better Business Bureau. And make absolutely certain to check on the policy cancellation rate. If they seem to cancel a lot of policies, they may not be the right company for you.
Thus, you can find affordable car insurance just by doing some homework.
Always do your homework before purchasing a car insurance policy. Compare not only the rates of different companies, but also compare the companies themselves. If one company has affordable rates and offers first accident forgiveness while another insurance company has affordable rates but does not offer first accident forgiveness, opt for the company which offers the first accident forgiveness. We recommend this even if the premiums are a few dollars higher. Additionally, make sure to research the insurance company to make certain that there are not numerous complaints against them. You should check their rating with the Better Business Bureau. And make absolutely certain to check on the policy cancellation rate. If they seem to cancel a lot of policies, they may not be the right company for you.
Thus, you can find affordable car insurance just by doing some homework.
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